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VISA Electron - debit card


- Without yearly fee - Another secondary card - No provision for transactions - Approved overdraft to two payments/ pensions - First issuing 3 years - Daily limit 100.000 MKD. - Visa cards are with chip technology that affords more confident and secure data base and prevention from frauds. - 24 hours customer support all over the world - Simple following the changes on your account and expenses through the e-banking service.

Target group

·       Citizens of R. Macedonia, with over 18 years of age


·       MKD


·       Available on current account

·       Approved overdraft (two payments) for users that receive their payment in TTK Bank


·       First issuing - 3 years

·       Re-issuing - 3 years


·       Acceptable in Macedonia and abroad


·       No charge for cash payments in Pos terminals

·       No charge for cash withdraw at ATM’s or counters of TTK Bank

·       Commission for cash withdraw at ATM’s or counters of other banks in the country – 1,5%+100,00 MKD

·       Commission for cash withdraw at ATM’s or counters of other banks in abroad 2%+200 MKD


·       No fee for basic card

·       Yearly fee for additional card 200,00 MKD

Additional expenses

·       Re - issuing PIN code 200,00 MKD

·       Reissuing of lost, stolen or damaged card 300,00 MKD

Interest rates

·       Interest rate on allowed overdraft 11,50% yearly

·       Interest rate on over allowed overdraft 11,50% yearly (legal default interest rate)


·       From 1.500 – 6.000 mkd, on 3 installments, no interest rate

·       From 6.000 mkd, on 6 installments, no interest rate

Documents required?

·       Filled in and signed application for issue and use of card

·       Copy from valid ID or passport

Reason more

·       Simple and fast approach to your money 24 hours daily

·       Cash payment and cash withdraw on ATM and counters iin the country and abroad

·       Lowering the risk of carrying cash

·       Lowering the time for going in bank

·       Secure payment with your PIN code

For the provided basic and additional services, TTK Bank charges commissions according to the Tariff for commission for services provided by TTK Bank.


Sign the application and leave at one of the sub-branches of TTK Bank in R. Macedonia.


Contact Person:

Bojan Shterjovski 

Head of Retail Unit

Branch network Department

Tel. 02/ 32 47 000 ext. 480

E-mail. bojan.sterjovski@ttk.com.mk


Olivera Naumovska

Head of Back office Unit - retail

Back Office Department

Tel. 02/ 32 47 000 ext. 009

E-mail. olivera.naumovska@ttk.com.mk



* Last update of the web site 26.11.2015

Copyright ТТК БАНКА АД Скопје Народен Фронт 19А 1000 Скопје тел/факс: 02/3236-400 e-mail: ttk@ttk.com.mk мапа на сајтот предупредување