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Deposits

MKD and FCY deposits

TTK Bank provides excellent conditions and interest rates for deposits in multiple currencies and maturities. Allow yourself a lot more about you and your family a secure future and success in life.

 

Users

·       Domestic business capable persons, minors and persons without business

·       Ability with legal representative and foreign individuals

·       An adult business capable person (personal)

·       An adult person without legal capacity (with a legal representative)

·       A minor with parent (parts capable person as legal representative).

 

Period of deposit

·       Demand deposit

·       Short term of 1, 3, 6 and 12 months

·       Long term of 13, 24, 36, 48 and 60 months

 

Interest rate

·       Calculation of interest rate are made monthly per conform method

·       Adjustable interest rate

 

Other conditions

·       The passbook can be available

·       The owner or person empowered by the owner

·       The legal representative for a minor to his 18 years of age

·       The legal representative of the person owning

 

Documents Required

·       Document identification (valid identity card or passport) for domestic individuals

·       Passport for foreign individuals.   

 

Other

·      In the passbook all changes are recorded

·      Fulfilled or damaged books are replaced with new ones, while lost and damaged books are opened with new number

·      For each deposit, a contract is signed that consists with all the conditions  for savings as well as the interest rate

·       For minors, a birth certificate should be submitted opening savings deposit

·      The savings deposit has the legal representative of the majority investor and you will automatically be transferred right to dispose of stake

·      For minors over 14 years legal representative may sign a statement of authorization to dispose of the savings deposit and the bank employee

·      Only the owner or legal representative of the savings may in writing request the termination of the contract and closing deposits and 7 days before

·       The owner may authorize other persons to dispose of the savings deposit

·       Savings can be connected with the standing order to pay their own bills

·       In some cases, the savings deposit can be a guarantee for raising loans in the bank

·       In the case of rent savings, the rate is transferred monthly to the account at sight or bank account.

 

Secrecy

·       The data on deposits are confidential

 

Opportunities

·       You can perform payments and payments of pensions and other installments and interest in respect of bonds issued for payment of foreign currency deposits (frozen deposits) and bonds

 

Safety

·       Total customer deposits are insured in the Fund for Deposit Insurance. The Fund shall indemnify the insured deposits of up to 30.000eur in MKD per deposit in a bank, a branch of a foreign bank or savings calculated by middle rate of the National Bank of Macedonia on the day of revocation of license for operating a bank.

 

Payment of interest

·       The interest raid is paid monthly, after the expiration of the month. Interest regular, monthly attributed the savings with the possibility of raising the monthly interest on current account or card on demand.

 

Interest rates

Period

MKD

EUR

AUD

USD

GBP

CHF

other

Demand deposit

0,01%

0,01%

0,01%

0,01%

0,01%

0,01%

0,01%

1 month

0,03%

0,03%

0,60%

0,02%

0,03%

0,01%

0,01%

3 months

0,35%

0,05%

0,70%

0,04%

0,20%

0,01%

0,05%

6 months

0,75%

0,10%

1,00%

0,05%

0,60%

0,01%

0,05%

12 months

1,75%

0,50%

1,20%

0,20%

1,00%

0,01%

0,05%

13 months

1,85%

0,60%

/

/

/

24 motnhs

2,75%

1,10%

1,40%

0,40%

1,00%

0,01%

0,10%

36 months

3,15%

1,40%

1,50%

0,60%

1,00%

0,01%

0,10%

48 months

3,15%

1,60%

1,50%

0,60%

1,00%

0,01%

0,10%

60 months

3,15%

1,80%

1,50%

0,60%

1,00%

0,01%

0,10%

 

 

Contact Person:

Bojan Shterjovski 
Head of Retail Unit
Branch network Department
Tel. 02/ 32 47 000 ext. 480
E-mail. bojan.sterjovski@ttk.com.mk

 

 

* Last update of the web site 1.2.2017

Copyright ТТК БАНКА АД Скопје Народен Фронт 19А 1000 Скопје тел/факс: 02/3236-400 e-mail: ttk@ttk.com.mk мапа на сајтот предупредување