македонски shqip english
 
Физички лица
Трансакциски сметки
Платен промет
Картички
Кредити
Ризико кредитно животно осигурување
Премиум СМАРТ пакет за приматели на плата/пензија преку Банката
Депозити
Кусур штедење
Онлајн штедење
Мобилно банкарство
Електронско банкарство
Електронски сервиси за информирање
Менувачко работење
Трезорско работење
Апликации физички лица
Правни лица
Сметки
Платен промет
Бизнис картички
Кредити
Депозити
Документарно работење
Електронско банкарство
Трезорско работење
Апликации правни лица
Работа со хартии од вредност
MoneyGram - меѓународен трансфер на пари

Cards

Diners Club - ТТК Bank Personal Card

Target group

  • Citizens of the Republic of Macedonia, business capable individuals, with established regular employment in companies and institutions convenient for the Bank, over 18 years of age.

Currency

  • MKD

Amount

  • Depending on clients creditworthiness - max. 5000 EUR

Validity period

  • One year

Repayment terms

  • Repayment period without interest: 8 days as of the invoice date
  • Invoice:  for transactions realized in the period from 1st to 15th in the month, the invoice is due on 16th each month;  for transactions realized in the period from 16th to 31st of the month, the invoice is due on the 2nd from the following month.
  • Selling of products and services on three installments, 1,5% interest rate on monthly basis.
  • Depending on the amount that will not be paid in the period quoted in the invoice, the Bank calculates a legal default interest rate from 11,75% at annual level

Collateral

  • One endorser (Citizen of the Republic of Macedonia, business capable individuals, with established regular employment in companies and institutions convenient for the Bank, over 18 years of age)
  • Bill of Exchange signed by the Beneficiary of the Card and the endorser and a Statement of Bill of Exchange
  • For each Bank's credit exposure to an individual on the basis of current account overdraft, credit card and / or consumer credit (excluding mortgages) exceeds 300.000 mkd for users that does not receive their salary through the bank or over 400.000 mkd for users that receive their salary through the bank, which is secured with bill of exchange, the bill of exchange must be in the form of a notary act
  • TTK Bank s.c. Skopje reserves that right to require additional documentation such as guarantee for the credit limit of the member

Documents required

  • Filled in and signed application for issue and use of the card
  • Confirmation for established labor relation with current withholdings on salary
  • Six-month average of disbursed salary
  • Verified summary from the Internal Revenue Service for paid compensation for the salary (for private companies)
  • Withholding and Agreement for activating for the Beneficiary of the Credit Card and the endorser 
  •  Copy from the valid ID and Passport of the Beneficiary
  • Copy from the ID of the Endorser

Commission

  • No commission for use of the card for non-cash payment on POS terminals that will have the sign of Diners Club International
  • Commission for withdrawal of cash at ATMs and counters of TTK Bank in the country, with the sign of Diners Club International - 3%.
  • Commission for withdrawal of cash at ATMs and counters of other banks in the country, with the sign of Diners Club International - 5% (no minimum).
  • Commission for withdrawal of cash at counters in Procredit Bank with possibility of repayment on three installments, 1,5% interest rate on monthly basis.
  • Commission for withdrawal of cash from ATMs and counters that have the sign of Cirrus in the country and abroad 
    - up to 150 EUR =15 EUR
    - Over 150 EUR = 6% of the amount   

Membership

  • One time subscription 1.860,00 MKD
  • Annual membership for the Basic Card from 3,100,00 MKD
  • Annual membership for additional card from 3.100,00 MKD

Other conditions

  • Limits for cash withdrawal from АТМs or from counters 15.000,00 MKD monthly 

Additional expenses

 

  • Reminders 150,00 MKD
  • re-issue of lost card 930,00 MKD
  • Re-issue of PIN Code 500,00 MKD
  • Copy of expense abroad 8 USD expressed in MKD at average rate of the National Bank 
  • Request for additional slip from abroad: 21 USD expressed in MKD by average rate of the National Bank 
  • Financial responsibility for unfounded Chargeback (return of expenses), maximum 500 USD expressed in MKD by average rate of the National Bank

Possibilities

  • Easy and simple use of assets in the country and abroad 
  • Payment at 24 installments – non-cash (depending on the agreement with the tradesman) 
  • Withdrawal of cash on the counter or at ATMs in the country and abroad  

A reason more

  • Simple and quick approach to cash 24/7
  • Payment of goods/services in the country and abroad 
  • Withdrawal of cash at ATMs and on the counters in the country and abroad 
  • Risk reduction for use of cash 
  • Avoiding lines in counters
  • High level of security when using the PIN Code

 

Contact Person:

Bojan Shterjovski 
Head of Retail Unit
Branch network Department
Tel. 02/ 32 47 000 ext. 480
E-mail. bojan.sterjovski@ttk.com.mk

 

Olivera Naumovska
Head of Back office Unit - retail
Back Office Department
Tel. 02/ 32 47 000 ext. 009
E-mail. olivera.naumovska@ttk.com.mk

 

 

* Last update of the web site 26.11.2015

Copyright ТТК БАНКА АД Скопје Народен Фронт 19А 1000 Скопје тел/факс: 02/3236-400 e-mail: ttk@ttk.com.mk мапа на сајтот предупредување