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MoneyGram - меѓународен трансфер на пари

Loans

Non-purpose consumer loans with deposit as collateral

Target group

  • Citizens of the Republic of Macedonia

Amount

  • max. 95% from the deposited amount

Purpose of the loan

  • Non-purpose

Currency

  • MKD

Terms of payment

  • Equal monthly annuities, matured on the 1st of the next month from the days of disbursement

Payment period

  • 12-60 months

Interest rate

 

  • +3,5% at annual level over the debit rate (rte 14,27%)
  • 11,50% legal default interest rate
  • For the period of use of the loan up to the day of activating loan’s payment, the Bank calculates and charges interest at the amount of the agreed interest rate. This interest is charged on the day activating the loan

Commissions

 

  • For disbursement of the loan 0,5% from the amount, min. 1.500 mkd.
  • For premature part liquidation, no charge 
  • For premature liquidation, no charge 

Collateral

  • Pledge of deposit that can be MKD or FCY from individual or corporate user, whose term of the deposit is equal to or greater than the repayment period of the loan, with the following rules should be observed:

  • When the currency of the credit exposure is the same as the currency of the deposit / deposits used as collateral then credit exposure should not exceed 95% of the value of collateral;

  • When the currency of the credit exposure is different from the currency of the deposit / deposits that serve as collateral, then the exposure should not be higher than 90% of the value of collateral;

  • When the currency of the credit exposure is different from the currency of the deposit / deposits used as collateral, but the currency deposit / deposits is in Euro, then the exposure should not be higher than 95% of the collateral value.

System of appraisal

  • 95% from the deposited amount

Documents required

 

  • Application for consumer non-consumer loanwith pledged deposit
  • Copy of valid ID or passport of the applicant
  • Agreement (statement) for pledge of deposit

Disbursement

  • In cash at Bank’s counters (with disbursement order, on MKD passbook or current account)

Contact Person:

Bojan Shterjovski 
Head of Retail Unit
Branch network Department
Tel. 02/ 32 47 000 ext. 480
E-mail. bojan.sterjovski@ttk.com.mk

 

 

* Last update of the web site 26.11.2015.

Copyright ТТК БАНКА АД Скопје Народен Фронт 19А 1000 Скопје тел/факс: 02/3236-400 e-mail: ttk@ttk.com.mk мапа на сајтот предупредување